I went in to cash expecting a down day yesterday, currently at 0.2% YTD. Down from high of 6% in January. I am a horrible trader; not using the technical indicators like I should; fear of another leg down. Afraid that the rising interest rates are going to make it very difficult to pay down sons college loans. I know we will not be consuming anything for years and years but the essentials. This country is going down hill with it's own debt; China has already won the fight before the first battle. That's how they roll; long term focus. Trump cannot push them around.