I wrote most of what you should know on the actual chart. And if anyone wants to know, I've been studying this asset class for 5 years now, specifically focused on XRP and Ripple. I've studied central banking for the past decade, and I have a pretty good idea of how they operate. XRP is definitely useful to them. It will have a high value. This is not financial advice.
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Here's chart one of two:
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And check out my Total 3 altcoin theory:
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This XRP dominance chart is quite compelling as well:
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And don't sleep on XLM:
